Soil for Money Trees

Top 6 Best Soil For Money Trees In 2023 - Ultimate Potting Mix

by Carl Anderson

Updated on Jul 9, 2023

Looking for the best soil for your money trees? We've streamlined your search by rigorously testing the finest soil mixes designed for these plants. Our team embarked on a detailed evaluation, focusing on bag weight, ingredient quality, soil texture, and effectiveness in promoting money tree health and growth. We subjected various soils to intensive testing, observing their impact on the trees' vitality. Our analysis, condensed into several weeks, revealed which soils provide optimal growth conditions, identifying top-performing blends that boost the health of money trees significantly. These standout soils not only excelled in our tests but also outperformed standard mixes, ensuring vigorous growth.


Looking for other gardening supplies? Be sure to check out our best fertilizer lists for different trees. In addition, we've tested the best drip irrigation supplies, water sprinklers, and we ranked some of the best chainsaws for cutting trees. We also investigated some of mini chainsaws more suitable to tree trimming jobs around the house.


Editor's Note: We updated our money tree soil review on March 3, 2024, to include alternative options for great soil.

Top 6 Product Ratings

List of Services

  • Short on time? Here's the BEST SOIL FOR MONEY TREES in 2023

Rio Hamza Trading Money Tree Soil - The best soil for money trees hands down. The formulation is designed to give your money tree healthy roots. Check it out here.

Things to Consider Before Buying

Drainage

Money tree normally grows in tropical, humid areas. They are happy with moist roots but not soaked roots. If the roots are too wet, they will begin to rot. What does that mean? It means you need to have good drainage. Think loose soils. Something that is sandy or made of pleat. The soil needs to retain moisture but not be overly wet. Not only that but your potting plant will need a good drainage hole on the bottom.

pH/Nutrients

As we said above, the ideal pH for money tree soil is slightly acidic. That comes in at about 6 to 7.5 pH, just below neutral. Money trees thrive in slightly acidic pH. Their roots absorb nutrients far easier at this level.

When it comes to nutrients, you need to be cautious of the NPK ratio. Typically, we cover this in our fertilizer posts, but N is nitrogen, P is phosphorous, and K is potassium.

Ingredients

Potting trees requires potting soil that drains well. And that goes double for money trees. You want a well-draining soil. Typical ingredients include things like horticultural charcoal, perlite, pebbles and sand. On top of that, you want the soil mix to be slightly acidic. Moss ingredients tend to make soils more acidic. If you aren't fan of moss, consider using something more sustainable like coconut fiber.

Cost

Cost is a factor for some people. However, most potting soil is relatively inexpensive. The majority of people should be able to accomplish their money tree goals with the list below however, we do have listed one of the best soil for money trees on a budget.

The Top 6 Best Soils for Money Trees - Full Analysis (Updated for 2023)

hamza money tree soil

Specifications

  • Bag Weight: 4 Quarts
  • Ingredients: Peat, Bark Nuggets, Worm Casting, Perlite, and Lime

The Rio Hamza Trading Money Tree Soil is perfect for planting and repotting money trees into your favorite containers. The 4-quart bag is enough for one or two medium-sized money trees but it comes in larger sizes if needed.


Some of the ingredients include perlite, peat, and bark nuggets which are great for getting that well-draining soil that is slightly acidic. The ingredients even include worm castings for added nutrients to enrich the soil and money tree health. The bag is not resealable but with a simple clip from the local store, you should be able to close the bag easily to keep it fresh for future money plants.

PROS

  • Ideal formulation for drainage
  • Nutrient-enriched soil from the castings
  • Natural formula with some perlite

CONS

  • Be cautious of mold when storing
gardena money tree soil

Specifications

  • Bag Weight: 1 Quart Bag
  • Ingredients: Canadian Peat Moss, Perlite, Worm Castings, Lime, Sand

Gardenera Money tree soil is a family-made soil right in the heart of the USA. It's formulated to give the money tree leaves a nice shine to them, and to promote root growth so you can have a money tree indoors quickly and healthy. It's designed to be a well-draining soil so that you don't have to worry about any rot. 

PROS

  • Well draining
  • Lightweight
  • Retains nutrients

CONS

  • Expensive

Specifications

  • Bag Weight: 2.2 Quarts
  • Ingredients: Peat Moss, Coco Coir, Perlite, Dolomite 

The professional Money Tree Soil from Leaves and Soul is a smooth blend of peat moss, coco coir, perlite, and dolomite to give your Money Tree's needed nutrients and drainage. We like that it was formulated for optimum drainage to prevent overwatering. Meets the watering needs without overdoing it. It maximizes nutrient absorption for Money Trees and Malabar Chestnut, Guiana Chestnut, Saba Nut or any Pachira Aquaticasplant.

PROS

  • Made in USA
  • Great for multiple types of plants
  • Prevents overwatering

CONS

  • Rocky
birch seed money tree

Specifications

  • Bag Weight: 2 Quarts
  • Ingredients: Peat Moss, Perlite, Lime, Worm Castings, and Sand

The Birch Tree Money potting mix is another good pick for Money Tree soil and it's one of the best draining formulations out there. It's made of high-quality, all-natural horticultural ingredients a Money Tree needs to grow successfully in a pot. We like it because its a peat based mixture that allows for great drainage which combined with drainage holes is perfect for preventing root rot of your money tree. 

PROS

  • Best for drainage
  • Resealable bag

CONS

  • Pricey compared to others

Specifications

  • Bag Weight: 4 Quarts

This light and fluffy blend of pH-balanced soil from Jessi Mae is another great option for Money Tree soil. It's unique in that is hand mixed soil in smaller batches to combat things like root rot. It's also unique in that in comes in a slick black bag. It is 100% chemical free according to Jessi Mae which makes it excellent for root development and for growing a healthy money tree. 

PROS

  • Adheres to FDA specifications
  • Hand Mixed
  • Fights root rot

CONS

  • Expensive
happy frog potting soil

Specifications

Bag Weight: 12 Quarts

Ingredients: Forest humus, sphagnum peat moss, perlite, earthworm castings, bat guano, humic acid oyster shell, and dolomite lime 

Happy Frog is by far and away one of the most beloved potting soils in the game. You can use it for a variety of different plants. Even though it's not specifically formulated for money trees, we do believe this is a good option for your money tree. The nutrient-rich ingredient list is ideal for your plants.


The NPK ratio for Happy Frog is 0.3, 0.3, and 0.5. This is good for both indoor and outdoor plants. The microbes and mycorrhizal fungi are excellent for both root development and the prevention of mold in the soil that could rot out your roots. 

PROS

  • Larger bag
  • Mold resistant
  • Organic compost

CONS

  • Non-resealable

Sweet New Earth's Favorite Soil for Money Tree

Given everything above, our favorite pick is actually Happy Frog. Happy Frog potting soil is a reputable brand with years of success for all different types of indoor plants. It may not be the best overall, but it is a bit more well-rounded than the best overall with a larger bag at a lower cost. This potting mix is one of the highest-rated and most-bought soils on the market because it comes from a reputable brand and has repeatable success. If you are looking for a potting soil with wide variety and range of use, then you want Happy Frog's potting mix. 

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How We Chose The Best Soil for Money Trees

Picking the wrong soil mix for your money tree plants can harm the money tree's health. Money plants thrive in well-draining soil without too much moisture. When it comes to acidic and alkaline soils, you want to go for a slightly acidic soil mix. Look out for those tips and you are well on your way to getting a happy and healthy money tree plant.



Remember, the four most important things to consider are:

  • Drainage
  • pH
  • Nutrients
  • Ingredients
  • Cost


You need soil that is well-drained with a slightly acidic pH. You need soil with ingredients that contribute to the money tree's nutrition while ensuring it is well-drained. It's not easy to get all these into one potting mix formula, but it is possible. Of course, cost is also a factor when it comes to anything. You don't want to break the bank on your money plants. 

FAQs

  • Is Epsom salt good for money trees?

    Epsom salt for money trees? Coffee grounds?! Some of these have nutrients a money tree could use but we recommend you stick to a soil that has everything your money tree needs. Otherwise you are just piecing together random ingredients. 

  • Are coffee grounds good for money trees?

    We have never used coffee grounds on money trees so we don't know that answer! 

  • Is Miracle-Gro soil good for money trees?

    Miracle-Gro soil is good for money trees. We didn't cover it here because we wanted to cover money tree soil that was specifically formulated for money trees. 

  • Can I use cactus soil for a money tree?

    Yes, you can use a cactus soil mix for a money tree. Be sure it adheres to what we outlined above, and your money tree should be fine. 

That's all there is to say about that! Picking out the right soil is only the first step in tree care. There is other things you need to consider as well. If you have a garden outdoors, consider some drip irrigation for trees. Then you can water your tree or garden with relative ease.


Money Trees are one of the easiest indoor house trees to grow. If you are looking for something more challenging, consider planting a mandarin tree outdoors, or may even a pluot tree.

sweet_new_earth_owner_carl_anderson

Carl Anderson is the main author of Sweet New Earth. He is an avid outdoors enthusiast who loves gardening. He spends his time reading, hiking and learning about new ways to optimize his garden. You can learn more about him here.

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